Top
 

Pricing Transparency Workshop -Butuan City June 14,2012

May 10, 2012 by admin · Leave a Comment 

FOR	: ALL PARTICIPATING RURAL BANKS

FROM	:FEDERATION PRESIDENT

SUBJECT	:CIRCULAR LETTER: Pricing Transparency Workshop

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) in partnership
with the CARBAF - Inc. are pleased to announce that it will conduct the
seminar-workshop described below as part of its continuing strategy to
strengthen the rural banking industry:

Course Title:	Pricing Transparency Workshop
     Venue	:	Dottie’s Place, J.C. Aquino Ave., Butuan City
Schedule	:	June 14, 2012 (Thursday)
Duration	:	1 day (8:30AM-5:30PM)

In this connection, we would like to enjoin rural banks, to send their
Loan Officers, Compliance Officers, Technical Staff, Managers and
Directors to attend the seminar.

Registration fee per participant

a)	Five Thousand Pesos only (P5, 000.00).

b)	Travel expenses to and from the venue shall be borne by the participants.

For your reservations, kindly submit to us not later than June 5, 2012 the
following:

1.	A non-refundable commitment fee of P 2,500.00 per participant (50% of
the registration fee). Payments can be remitted to the CARBAF bank account
Land Bank of the Philippines – Butuan Branch, Account Number 0362-1031.
Proof of payment (i.e., deposit slip) should be sent immediately to Butuan
City Rural bank, Inc. via facsimile for verification. Our facsimile number
is (085) 815-5055. For check payments, check should be payable to CARBAF
(may be paid on site);

2.	Nomination form of the participant(s) duly endorsed by the bank’s
authority;

3.	Filled-up Participant’s Profile.

Only those rural banks that have complete requirements will be given
reservation. Please be advised that we will be accepting up to forty (40)
participants only. We reserve the right to limit the number of
participants to a manageable level. Participants will be accepted on a
first-come-first-served basis.

For your reservation, please call: 	Ms. Bella Hernandez
					09278776139

Participants who have paid but fail to show up for the seminar will only
be entitled to a rebate of 50% of the total registration fee.

Please note that this is a live out seminar.

Thank you very much.

WILBERTO C. TUPAS
Federation President

Download the Participant's Profile Sheet in PDF

MPB (G-Cash) Accreditation Training -May 29, 2012

May 9, 2012 by admin · Leave a Comment 

TO: 		ALL MEMBER RURAL BANKS

SUBJECT: 	INVITATION TO REGISTER TO MOBILE PHONE BANKING ACCREDITATION
TRAINING COURSE FOR RBAP MEMBER RURAL BANKS

We are inviting you to participate in Mobile Phone Banking Accreditation
Training and become part of the increasing number of GCASH partner rural
banks offering mobile phone banking services to their clients and enjoy
the benefits to earn additional fee-based income from GCASH transactions,
cost savings in mobile payment and increase deposit level through mobile
phone banking services. Through Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) together with RBAP’s Microenterprise Access to
Banking Services (MABS) Program and G-Xchange, Inc. (GXI), subsidiary
company of Globe Telecom the accreditation training will be conducted on
May 29, 2012 at RBAP Conference Room, Manila.

GCASH is an electronic money platform of Globe Telecom that turns your
cellphone into an electronic wallet. With GCash, Globe and Touch Mobile
subscribers can perform mobile phone banking functions such as deposit,
withdraw, remittance (local and abroad) and other mobile payments through
the use of mobile phone. Rural banks can also offer payroll services and
provide their clients with a PowerPay+ card, an ATM/debit card that is
linked to their GCash wallet. For more information about G-Cash, PowerPay+
and other mobile phone banking services, please visit Globe and RBAP’s
websites at www.g-cash.com.ph and www.mobilephonebanking.rbap.org
respectively.

This training-workshop focuses on the following objectives:

1)	Accreditation Training – Interested rural banks planning to obtain
accreditation to offer cash-in and cash-out services will be assisted by
RBAP in the process of getting certification from the BSP as a bank
authorized to offer mobile phone banking services utilizing the GCash
Platform. During the training, participants will be provided a complete
set of accreditation kit and will be guided in the process of GCash
accreditation. Note that banks will still need to get a “No Objection”
letter from the Supervision and Examination Sector of the BSP before they
can complete the accreditation process. We will include a proforma letter
to the BSP in the training kit for the banks to use to facilitate their
accreditation.

2)	Refresher Course – The course will also serve as refresher course for
previously accredited rural banks who are interested in expanding and
receiving an update on the latest mobile phone banking services as well as
to learn some of the “tricks of the trade” from examples of successful
banks and their clients who are now regularly using mobile phone banking
services.

3)	Implementation Training – The course will also provide a how-to
step-by-step guide for banks that plan to initiate GCash and mobile phone
banking services.

4)	Operations and Procedures Manual – The training will also equip the
rural banks with the Mobile Phone Banking Manuals and required bank
procedures, which have been reviewed and approved by the BSP. These
procedures fulfill the BSP electronic banking requirements

Rural banks that wish to attend the training must meet only two (2)
requirements:
•	CAMELS rating of at least 3.0
•	No major exceptions noted in the latest BSP examination

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 3
participants. Please note that the training will be limited to the first
40 participants who register for the course. Additional slots may be
available and are subject to space availability on a first come, first
serve basis.

The training fee is P1,400.00 per participant inclusive of materials, food
and venue. However, for those who register and pay at least a day before
the event, the early bird fee is reduced to P1,000.00 per participant.
Note that there is a minimum of twenty (20) participants in order to hold
this event. Should we be unable to meet the minimum number of
participants, you will be notified at least two days before that the
course will be moved to a later date. Please deposit your payment to the
RBRDFI Account No. 0012-1046-26 at Landbank, Intramuros, Manila Branch and
fax a copy of the deposit slip along with your confirmation to RBAP at
(02) 527-2980 or to MABS Office at (02) 400-4561 (Manila).

Attached are the training agenda for your advance information and the
confirmation sheet for your reservation. Should you have any questions,
please feel free to contact Mr. Ace Calang of RBRDFI at (02) 527-2968 to
69 or Ms. Roselle Hernandez of MABS-Manila Office at (02) 400-0971 or
0917-545-6227.

Thank you for your support and interest in this important training event.

MA. CORAZON L. MILLER
CHAIRPERSON

Download the Invitation and Confirmation Sheet in PDF

Basic Course on Tellering – June 06, 2012

May 7, 2012 by admin · Leave a Comment 

FOR	: ALL PARTICIPATING RURAL BANKS

FROM  	: MA. CORAZON L. MILLER, Chairperson

SUBJECT	: BASIC COURSE ON TELLERING

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI), will conduct
a seminar described below as part of its continuing strategy to strengthen
the rural banking industry:

Course Title:	Basic Course on Tellering

Speaker :	        VYKES PALANCA
                         Trainer-China Banking Corporation, Consultant

Venue:	        RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
		        Arzobispo St., Intramuros, Manila

Schedule:	        06 June 2012 (Wednesday) 1 day (8:30AM-5:30PM)

Participants:     Tellers, New Accounts, Cashiers
                  	Internal Auditors, Managers

The seminar is designed to respond to the external developments by
transforming rural banks from process-centered units to effective sales
channels.

a)	One Thousand Eight Hundred Pesos only (P1, 800.00).♣
b)	Early bird registrants (those who pay the full amount on or before May
25, 2012 are entitled to a 5% discount or PhP1, 710.00.
c)	Two Thousand Two Hundred Pesos only (P2, 200.00) registration fee for
non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d)	This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:

1.	Deadline for submission of registration is not later that June 04, 2012.
a)	Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2.	A Non-Refundable commitment fee of P900.00 per participant (50% of the
registration fee). Payments can be remitted to the Rural Bankers Research
and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)
3.	Reservation via telephone conversation is accepted. However,
Registration Form and fee must be settled 10 days prior the seminar date
or May 20, 2012. Otherwise, reservation is considered cancelled.
4.	Cancellation Policy:
a)	10 days prior the seminar date is entitled for a full refund. *
b)	5 days prior to the seminar date is entitled for a half refund
c)	Participants who have paid but failed to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
d)	For special cases (health, accident etc.), kindly coordinate with
RBRDFI staff for refund procedures and requirements.

Please be advised that we will be accepting up to thirty (30) participants
only. We reserve the right to limit the number of participants to a
manageable level and we accept on a first-come-first-served basis.

For your reservation, please call RBRDFI Training Officers:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact details: (02) 527-2969, 527-2980

Emails:   training@rbap.org,  grace@rbap.org, cepedajesica_rbap@yahoo.com

Please note that this is a live-out seminar.

Thank you very much.

Download the Participant's Profile Sheet in PDF

MPB (G-Cash) Training -May 08 and May 10, 2012

April 26, 2012 by admin · Leave a Comment 

TO: 		ALL MEMBER RURAL BANKS

SUBJECT: 	INVITATION TO REGISTER TO MOBILE PHONE BANKING ACCREDITATION
TRAINING COURSE FOR RBAP MEMBER RURAL BANKS

We are inviting you to participate in Mobile Phone Banking Accreditation
Training and become part of the increasing number of GCASH partner rural
banks offering mobile phone banking services to their clients and enjoy
the benefits to earn additional fee-based income from GCASH transactions,
cost savings in mobile payment and increase deposit level through mobile
phone banking services. Through Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) together with RBAP’s Microenterprise Access to
Banking Services (MABS) Program and G-Xchange, Inc. (GXI), subsidiary
company of Globe Telecom the accreditation training will be conducted on
the following dates and venue:

Date	Venue	Target Banks
May 08, 2012	RBAP Conference Room, Manila	NCR Banks
May 10, 2012	Crown Plaza Hotel, Naga City	Bicol Federation of Rural Banks

GCASH is an electronic money platform of Globe Telecom that turns your
cellphone into an electronic wallet. With GCash, Globe and Touch Mobile
subscribers can perform mobile phone banking functions such as deposit,
withdraw, remittance (local and abroad) and other mobile payments through
the use of mobile phone. Rural banks can also offer payroll services and
provide their clients with a PowerPay+ card, an ATM/debit card that is
linked to their GCash wallet. For more information about G-Cash, PowerPay+
and other mobile phone banking services, please visit Globe and RBAP’s
websites at www.g-cash.com.ph and www.mobilephonebanking.rbap.org
respectively.

This training-workshop focuses on the following objectives:

1)	Accreditation Training – Interested rural banks planning to obtain
accreditation to offer cash-in and cash-out services will be assisted by
RBAP in the process of getting certification from the BSP as a bank
authorized to offer mobile phone banking services utilizing the GCash
Platform. During the training, participants will be provided a complete
set of accreditation kit and will be guided in the process of GCash
accreditation. Note that banks will still need to get a “No Objection”
letter from the Supervision and Examination Sector of the BSP before they
can complete the accreditation process. We will include a proforma letter
to the BSP in the training kit for the banks to use to facilitate their
accreditation.

2)	Refresher Course – The course will also serve as refresher course for
previously accredited rural banks who are interested in expanding and
receiving an update on the latest mobile phone banking services as well as
to learn some of the “tricks of the trade” from examples of successful
banks and their clients who are now regularly using mobile phone banking
services.

3)	Implementation Training – The course will also provide a how-to
step-by-step guide for banks that plan to initiate GCash and mobile phone
banking services.

4)	Operations and Procedures Manual – The training will also equip the
rural banks with the Mobile Phone Banking Manuals and required bank
procedures, which have been reviewed and approved by the BSP. These
procedures fulfill the BSP electronic banking requirements

Rural banks that wish to attend the training must meet only two (2)
requirements:
•	CAMELS rating of at least 3.0
•	No major exceptions noted in the latest BSP examination

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 3
participants. Please note that the training will be limited to the first
40 participants who register for the course. Additional slots may be
available and are subject to space availability on a first come, first
serve basis.

The training fee is P1,400.00 per participant inclusive of materials, food
and venue. However, for those who register and pay at least a day before
the event, the early bird fee is reduced to P1,000.00 per participant.
Note that there is a minimum of twenty (20) participants in order to hold
this event. Should we be unable to meet the minimum number of
participants, you will be notified at least two days before that the
course will be moved to a later date. Please deposit your payment to the
RBRDFI Account No. 0012-1046-26 at Landbank, Intramuros, Manila Branch and
fax a copy of the deposit slip along with your confirmation to RBAP at
(02) 527-2980 or to MABS Office at (02) 400-4561 (Manila).

Attached are the training agenda for your advance information and the
confirmation sheet for your reservation. Should you have any questions,
please feel free to contact Mr. Ace Calang of RBRDFI at (02) 527-2968 to
69 or Ms. Roselle Hernandez of MABS-Manila Office at (02) 400-0971 or
0917-545-6227.

Thank you for your support and interest in this important training event.

MA. CORAZON L. MILLER
CHAIRPERSON

Download the Schedule and Confirmation Sheet in PDF

Smart Money Accreditation Training Course April 26, 2012

April 16, 2012 by admin · Leave a Comment 

SUBJECT:        SMART MONEY ACCREDITATION TRAINING COURSE FOR RURAL BANKERS TO
BE HELD IN CEBU ON APRIL 26, 2012

The Rural Bankers Research and Development Foundation, Inc. (RBRDFI), together with Microenterprise Access to Banking Services (MABS) Program and Smart Communications, Inc. is NOW READY TO ROLL-OUT SMART MONEY-IN MONEY-OUT (MIMO) SERVICES TO RURAL BANKS. Take advantage of the upcoming scheduled Smart Money Accreditation Training and be among the FIRST rural banks to offer Money-In Money-Out services to rural clients.

Date    : April 26, 2012  Target Participant RBs: All RBs
Location:         Diamond Suites and Residences, Cebu City

Smart Money is an electronic wallet that allows you to do money transfers, bills payment and airtime reloading using a Smart subscriber’s mobile phone. Once your bank is accredited, you will earn 1% per MIMO transaction and PhP 40.00 per Smart Money Card application. There are more than 8.5
million clients subscribed to Smart Money of which 2.5 million are actively using it. An average volume of around PhP 8 billion Smart Money transactions is also processed monthly.

Accredited rural banks will also be able to provide their clients with a Smart Money Instant Card, which doubles as both a debit Mastercard and an ATM card. This will enable your clients to withdraw from an over 9,000 BancNet and Megalink ATMs, load in over 4,000 Money In and Money Out
Centers, 15 Partner Banks nationwide and 95,000 partner agents worldwide. Clients will also now be able to make purchases or payments in more than 17,300 local merchants and business and more than 24.6 million MasterCard locations worldwide. For more information about Smart Money, you may visit
http://www1.smart.com.ph/money.

This training focuses on the following objectives:

1)      Accreditation Training – Qualified rural banks interested in pursuing to become a Smart Money Center will be assisted by RBAP in the process of getting certification from the BSP as a bank authorized to offer Smart Money services. During the training, participants will be provided a
complete set of accreditation kit and will be guided in the process of Smart Money accreditation. Note that the banks will still need to get a “No Objection” letter from the Supervision and Examination Sector of the BSP after the training in order to complete the accreditation process. We will include a proforma letter to the BSP in the training kit for the banks to use to facilitate their accreditation.

2)      Implementation Training – The course will provide a how-to step-by-step guide for banks that plan to initiate Smart Money-In Money-Out services.

3)      Operations and Procedures Manual – The training will also equip the rural banks with the Smart Money Cash Loading and Encashment manuals and required bank procedures which have been reviewed and approved by the BSP. These procedures fulfill the BSP electronic banking requirements for the use of Smart Money platform to perform mobile phone banking services. Rural banks that wish to attend the training must meet only two (2)
requirements:
•       CAMELS rating of at least 3.0
•       No major exceptions noted in the latest BSP examination

The training is designed for senior officers (from Marketing, Compliance/Audit Dept, and/or Operations) that are in the position to cascade this training and facilitate the implementation of recommended procedures within the bank. Each bank is allowed to send up to 3 participants. Please note that the training will be limited to the first 40 participants who register for the course. (Additional slots may be available and are subject to space availability on a first come, first serve basis.)

The training fee is P1,700.00 per participant inclusive of materials, food and venue. However, those who register and pay at least a day before the event will enjoy a discounted early bird fee at P1,300.00 per participant. Note that there is a minimum of twenty (20) participants in order to hold this event. Should we be unable to meet the minimum number of participants, you will be notified at least two days before that the course will be moved to a later date. Please deposit your payment to the RBRDFI Account No. 0012-1046-26 at Landbank, Intramuros, Manila Branch and fax a copy of the deposit slip along with your confirmation to RBAP at (02) 527-2980 or to MABS Office at (02) 400-4561 (Manila).

Attached are the training agenda for your advance information and the confirmation sheet for your reservation.

Should you have any questions, please feel free to contact Ms. Roselle Hernandez of MABS-Manila Office at (02) 400-0971 or Grace Dimapilis at (02) 527-2968 to 69.

Thank you for your support and interest in this important training event.

MA. CORAZON L. MILLER
RBRDFI – CHAIRPERSON

 

Download the Training Agenda in PDF

MPB (G-Cash) Training – Pansol Calamba Laguna -March 30, 2012

March 22, 2012 by admin · Leave a Comment 

TO : 		ALL SOUTHERN TAGALOG RBAP MEMBER RURAL BANKS

SUBJECT : 	MOBILE PHONE BANKING TRAINING COURSE FOR SOUTHERN TAGALOG RBAP
MEMBER RURAL BANKS

We are inviting you to participate in a one-day Mobile Phone Banking
Accreditation Training and become part of the increasing number of GCASH
partner rural banks offering mobile phone banking services to their
clients and enjoy the benefits to earn additional fee-based income from
GCASH transactions, cost savings in mobile payment and increase deposit
level through mobile phone banking services.

GCASH is an electronic money platform of Globe Telecom that turns your
cellphone into an electronic wallet. With GCash, Globe and Touch Mobile
subscribers can perform mobile phone banking functions such as deposit,
withdraw, remittance (local and abroad) and other mobile payments through
the use of mobile phone. Through Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) together with RBAP’s Microenterprise Access to
Banking Services (MABS) Program and G-Xchange, Inc. (GXI), subsidiary
company of Globe Telecom the accreditation training will be conducted in
the following area:

Date   March 30, 2012
Target Participants : Southern Tagalog  Rural Banks
Venue: Makiling Highlands Resort, Pansol Calamba, Laguna

This training focuses on the following objectives:

1)	Accreditation Training – For interested rural banks planning to obtain
accreditation to offer cash-in and cash-out services using the GCASH
platform as well as to apply to the BSP as a bank authorized to offer
mobile phone banking services utilizing the GCash Platform.  This
accreditation training will provide the rural banks with all the BSP
reviewed RBAP-MABS mobile phone banking procedures and manuals required to
fulfill BSP electronic banking requirements for the use of mobile phone
banking services using the GCASH platform.  Note that, as part of the
accreditation process, all banks will still need to get a “no objection”
letter from the Supervision and Examination Sector of the BSP before they
can complete the accreditation process but we will include a proforma
letter in the kit for the banks as part of the training.

2)	Refresher Course – The course will also serve as refresher course for
previously accredited rural banks who are interested in expanding and
receiving an update on the latest mobile phone banking services as well as
to learn some of the “tricks of the trade” from examples of successful
banks and their clients who are now regularly using mobile phone banking
services.

3)	Implementation Training – The course will also provide a how-to
step-by-step guide for banks that plan to initiate mobile phone banking
services.

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 4
participants.

For more information about G-Cash and mobile phone banking services,
please visit Globe and RBAP’s websites at www.g-cash.com.ph/ and
www.mobilephonebanking.rbap.org  respectively.

All interested rural banks must comply individually with the regulatory
requirements set forth by the BSP:

➢	Certification that the bank has complied with the minimum
pre-conditions set forth in circulars 240 and 269 (signed by the President
of the Bank).  Please see checklist of requirements found in the Mobile
Phone Banking Accreditation Kit for more details.
➢	Attended this Accreditation Training.
➢	CAMELS rating of at least 3.0 with no major exceptions noted in
the latest BSP examination.

The training fee is normally priced at P 2,500.00 per participant
inclusive of materials, food and venue. With support from GXI and RBAP’s
MABS, the training fee is reduced to P1,400.00. However, for those who
register and pay at least a week before the event, the early bird fee is
reduced to P1,000.00 per participant. Note that there is a minimum of
twenty (20) participants in order to hold this event and you will be
notified in advance if the minimum number is not met at least two days
before the course. Please deposit your payment to the RBRDFI Account No.
0012-1046-26 at Landbank, Intramuros, Manila Branch.

Attached are the training agenda for your advance information and
confirmation sheet for your reservation.

Kindly accomplish the confirmation and fax it to RBAP at (02) 527-2980 or
to MABS Office at (02) 400-4561 (Manila).

Should you have any questions, please feel free to contact Mr. Ace Calang
of RBRDFI at (02) 527-2968 to 69 or Ms. Roselle Hernandez of MABS-Manila
Office at (02) 400-0971 or 0917-545-6227.

Thank you for your support and interest in this important training event.

MA. CORAZON L. MILLER
CHAIRPERSON

Download the Invitation in PDF

MPB (G-Cash) Training – Pansol Calamba Laguna -March 30, 2012

March 20, 2012 by admin · Leave a Comment 

TO : 		ALL SOUTHERN TAGALOG RBAP MEMBER RURAL BANKS

SUBJECT : 	MOBILE PHONE BANKING TRAINING COURSE FOR SOUTHERN TAGALOG RBAP
MEMBER RURAL BANKS

We are inviting you to participate in a one-day Mobile Phone Banking
Accreditation Training and become part of the increasing number of GCASH
partner rural banks offering mobile phone banking services to their
clients and enjoy the benefits to earn additional fee-based income from
GCASH transactions, cost savings in mobile payment and increase deposit
level through mobile phone banking services.

GCASH is an electronic money platform of Globe Telecom that turns your
cellphone into an electronic wallet. With GCash, Globe and Touch Mobile
subscribers can perform mobile phone banking functions such as deposit,
withdraw, remittance (local and abroad) and other mobile payments through
the use of mobile phone. Through Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) together with RBAP’s Microenterprise Access to
Banking Services (MABS) Program and G-Xchange, Inc. (GXI), subsidiary
company of Globe Telecom the accreditation training will be conducted in
the following area:

Date	:       March 30, 2012
Target Participant RBs :Southern Tagalog Rural Banks
Location:       Makiling Highlands Resort, Pansol Calamba, Laguna

This training focuses on the following objectives:

1)	Accreditation Training – For interested rural banks planning to obtain
accreditation to offer cash-in and cash-out services using the GCASH
platform as well as to apply to the BSP as a bank authorized to offer
mobile phone banking services utilizing the GCash Platform.  This
accreditation training will provide the rural banks with all the BSP
reviewed RBAP-MABS mobile phone banking procedures and manuals required to
fulfill BSP electronic banking requirements for the use of mobile phone
banking services using the GCASH platform.  Note that, as part of the
accreditation process, all banks will still need to get a “no objection”
letter from the Supervision and Examination Sector of the BSP before they
can complete the accreditation process but we will include a proforma
letter in the kit for the banks as part of the training.

2)	Refresher Course – The course will also serve as refresher course for
previously accredited rural banks who are interested in expanding and
receiving an update on the latest mobile phone banking services as well as
to learn some of the “tricks of the trade” from examples of successful
banks and their clients who are now regularly using mobile phone banking
services.

3)	Implementation Training – The course will also provide a how-to
step-by-step guide for banks that plan to initiate mobile phone banking
services.

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 4
participants.

For more information about G-Cash and mobile phone banking services,
please visit Globe and RBAP’s websites at www.g-cash.com.ph/ and
www.mobilephonebanking.rbap.org  respectively.

All interested rural banks must comply individually with the regulatory
requirements set forth by the BSP:

➢	Certification that the bank has complied with the minimum
pre-conditions set forth in circulars 240 and 269 (signed by the President
of the Bank).  Please see checklist of requirements found in the Mobile
Phone Banking Accreditation Kit for more details.
➢	Attended this Accreditation Training.
➢	CAMELS rating of at least 3.0 with no major exceptions noted in
the latest BSP examination.

The training fee is normally priced at P 2,500.00 per participant
inclusive of materials, food and venue. With support from GXI and RBAP’s
MABS, the training fee is reduced to P1,400.00. However, for those who
register and pay at least a week before the event, the early bird fee is
reduced to P1,000.00 per participant. Note that there is a minimum of
twenty (20) participants in order to hold this event and you will be
notified in advance if the minimum number is not met at least two days
before the course. Please deposit your payment to the RBRDFI Account No.
0012-1046-26 at Landbank, Intramuros, Manila Branch.

Attached are the training agenda for your advance information and
confirmation sheet for your reservation.

Kindly accomplish the confirmation and fax it to RBAP at (02) 527-2980 or
to MABS Office at (02) 400-4561 (Manila).

Should you have any questions, please feel free to contact Mr. Ace Calang
of RBRDFI at (02) 527-2968 to 69 or Ms. Roselle Hernandez of MABS-Manila
Office at (02) 400-0971 or 0917-545-6227.

Thank you for your support and interest in this important training event.

MA. CORAZON L. MILLER
CHAIRPERSON
Download the Full Invitation and Confirmation Sheet in PDF

CLOSED–FRP Seminar -March 30, 2012

March 5, 2012 by admin · Leave a Comment 

FOR	: ALL PARTICIPATING RURAL BANKS

FROM  	: MA. CORAZON L. MILLER, Chairman

SUBJECT	: FINANCIAL REPORTING PACKAGE  SEMINAR

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI), will conduct
a seminar described below as part of its continuing strategy to strengthen
the rural banking industry:

Course Title:	Financial Reporting Package (FRP) Seminar

Speaker :	         DANIEL VINCENT BORJA, CPA, MBA
                         Associate Professor / Consultant / Trainer

Venue:	        RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
		        Arzobispo St., Intramuros, Manila

Schedule:	        30 March 2012 (Friday) 1 day (8:30AM-5:30PM)

Participants:       Compliance Officer, Accountants, Cashiers
	                  Internal Auditors, Managers

Registration Fee
a)	One Thousand Eight Hundred Pesos only (P1, 800.00).♣
b)	Early bird registrants (those who pay the full amount on or before
March 16, 2012 are entitled to a 5% discount or PhP1, 710.00.
c)	Two Thousand Two Hundred Pesos only (P2, 200.00) registration fee for
non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d)	This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:

1.	Deadline for submission of registration is not later that March 27, 2012.
a)	Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2.	A Non-Refundable commitment fee of P900.00 per participant (50% of the
registration fee). Payments can be remitted to the Rural Bankers Research
and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)
3.	Reservation via telephone conversation is accepted. However,
Registration Form and fee must be settled 10 days prior the seminar date
or March 20, 2012. Otherwise, reservation is considered cancelled.
4.	Cancellation Policy:
a)	10 days prior the seminar date is entitled for a full refund. *
b)	5 days prior to the seminar date is entitled for a half refund
c)	Participants who have paid but failed to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
d)	For special cases (health, accident etc.), kindly coordinate with
RBRDFI staff for refund procedures and requirements.

Please be advised that we accept on a first-come-first-served basis with a
manageable level up to thirty (30) participants only.

For your reservation, please call RBRDFI Training Officers:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact details: (02) 527-2969, 527-2980; 09178374604; 09178374603;
09178374599

Emails:   training@rbap.org,  grace@rbap.org, cepedajesica_rbap@yahoo.com

Please note that this is a live-out seminar.

Thank you very much.

Download the Participant's Profile Sheet in PDF

SMART Money Accreditation Training Course

February 23, 2012 by admin · Leave a Comment 

TO: ALL MEMBER RURAL BANKS

The Rural Bankers Research and Development Foundation, Inc. (RBRDFI),
together with Microenterprise Access to Banking Services (MABS) Program
and Smart Communications, Inc. is NOW READY TO ROLL-OUT SMART MONEY-IN
MONEY-OUT (MIMO) SERVICES TO RURAL BANKS. Take advantage of the upcoming
scheduled Smart Money Accreditation Training and be among the FIRST rural
banks to offer Money-In Money-Out services to rural clients.

Date          March 09, 2012
Target Participant - Luzon Rural Banks
Location: RBAP Conference Room, Manila

Date           March 14, 2012
Participants Visayas Rural Banks
Golden Prince Hotel and Suites, Cebu City

The training is designed for senior officers (from Marketing,
Compliance/Audit Dept, and/or Operations) that are in the position to
cascade this training and facilitate the implementation of recommended
procedures within the bank. Each bank is allowed to send up to 3
participants. Please note that the training will be limited to the first
40 participants who register for the course. (Additional slots may be
available and are subject to space availability on a first come, first
serve basis.)

The training fee is P1,400.00 per participant inclusive of materials, food
and venue. However, for those who register and pay at least a day before
the event, the early bird fee is reduced to P1,000.00 per participant.
Note that there is a minimum of twenty (20) participants in order to hold
this event. Should we be unable to meet the minimum number of
participants, you will be notified at least two days before that the
course will be moved to a later date. Please deposit your payment to the
RBRDFI Account No. 0012-1046-26 at Landbank, Intramuros, Manila Branch and
fax a copy of the deposit slip along with your confirmation to RBAP at
(02) 527-2980 or to MABS Office at (02) 400-4561 (Manila).

Attached are the training agenda for your advance information and the
confirmation sheet for your reservation.

Download the Training Course Invitation in PDF

Pricing Transparency Workshops -regulations calculations on EIRR

February 22, 2012 by admin · Leave a Comment 

Dear Fellow Rural Bankers:

The Bangko Sentral ng Pilipinas (BSP) has issued Circular 730 and the
accompanying Memorandum M-2011-040 on regulations and calculation for
Effective Interest Rates (EIR) for all types of loans last year. The July
1, 2012 start of these rules have huge implications on how we disclose
rates, remain competitive, and earn from all our lending operations.

I encourage rural banks to understand thoroughly the impact it will have
on our customers, especially on how they perceive the new effective
interest rates in contrast to current nominal rates. I encourage you to
look at the banks loans that still use flat or add-on rates and see how
the shift to those based on declining balances will affect the bank’s
profitability and competiveness. If this has not been done yet, then we
need to catch up since July 1 is less than 5 months away. Preparation is
key to adopting the new rules.

To this end, the Rural Bankers Research and Development Foundation
(RBRDFI) with the support of the Bangko Sentral ng Pilipinas (BSP) will
have a series of MUST-attend seminars on the new pricing transparency
rules that will be rolled throughout the country. The seminar will teach
us how to calculate the EIR, modify our loan products; strategies to
better manage interest rates and fees, and implement action items to
prepare our bank in response to the regulation. Seminars will be held on
the following dates and places:

Date	Venue/Place
March 8	Exec. Business Center, Visayas Room, 5/F Multistory Bldg., BSP ,FB
Harrison Street, Pasay City

* Final confirmation of attendance is 3 days prior to actual training day.
BSP requires advance copy of the names of expected participants for BSP
entry

March 21	 Gov. Licaros Hall, RBAP Building, Intramuros, Manila

March 29	Lenox Hotel, Rizal St., Dagupan City, Pangasinan

March 30	Hotel Ariana, Nat’l. Highway, Barrio Paringao, Bauang, La Union

April 10 Gov. Licaros Hall, RBAP Building, Intramuros, Manila

April 13	Legazpi City, Albay
April 18	Clark, Pampanga
April 20	Amigo Terrace Hotel, Iloilo
April 25	Cagayan De Oro City

April 27	Gov. Licaros Hall, RBAP Building, Intramuros, Manila

May 11 Gov. Licaros Hall, RBAP Building, Intramuros, Manila

Please feel free to attend any of the scheduled workshops.

Registration fees:
a)	BSP & RBAP Manila Training Workshops
i)   P2,200.00 per person –regular rate;
ii) P2,000.00 per person – registration two weeks before the schedule.

b)	La Union & Pangasinan  Training Workshops
i)   P2,400.00 per person –regular rate;
ii) P2,200.00 per person – registration two weeks before the schedule.

c)	Additional 20% from the regular rate shall be applied for Non-RBAP
members.

Due to limited seats, we encourage attendance of a bank senior officer,
accompanied by the Compliance Officer.

The registration fees cover the cost of venue, trainer’s fees, conference
materials, lunch, and morning/afternoon snacks. However, transportation,
lodging, and breakfast/dinner shall be borne by the participants. Banks
are therefore advised to arrange for their own accommodation and transport
to and from the training site.

Payment should be deposited to the Rural Bankers Research and Development
Foundation, Inc. (RBRDFI) Savings Account (SA# 0012-1046-26) with Land
Bank of the Philippines – Intramuros Branch. For cheque payment, kindly
indicate RBRDFI as payee.

Please use the attached confirmation sheet to register. Once the
confirmation slip is completed, please fax it to RBRDFI together with a
copy of the deposit slip as proof of payment.

For additional inquiries please contact:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact Numbers: (02) 527-2969, 527-2980; 09178374604; 09178374603; 09178374599
Email  training@rbap.org,  grace@rbap.org, cepedajesica_rbap@yahoo.com

	Finally, participants to these events are advised to bring the following
items to maximize the learning opportunity:
1. Laptop running on Windows OS with MS Excel spreadsheet software (if
possible)
2. Rural Bank data on sample loan product with flat rates:
– Interest rate
– Finance charges
– Term of the loan
– Other conditions (forced savings amount, mandatory insurance); and,
– Frequency of collection.
3. Rural Bank sample disclosure forms

I encourage the rural banks to send participants to attend this workshop.
This will help our banks learn the basis, process, and decisions that need
to be made before the new rules take effect.

Let us all be guided accordingly.

Very truly yours,

MA. CORAZON L. MILLER
Chairperson
Rural Bankers Research and
Development Foundation

Download the CIR with Full Details in PDF

Next Page »

Bottom