FROM : MA. CORAZON L. MILLER, Chairman

Dear Fellow Rural Bankers:

As part of Rural Bankers Association of the Philippines (RBAP) continuing
strategy to strengthen the rural banking industry, the Rural Bankers’
Research and Development Foundation, Inc. (RBRDFI), will start conducting
seminars on Credit Risk Management.

Course Title: One-Day Credit Risk Management for Bank Directors
& Senior Management

Speaker : Ms. Celenita V. Francisco
Banker / Bank Consultant / Trainor

Venue: RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
Arzobispo St., Intramuros, Manila

Schedule: 17 February 2012 (Friday), 8:30AM -5:00PM

Participants: Directors / Presidents / Compliance Officers,

Course Objective:
1.To improve the bank’s overall credit risk management system, structures,
processes and practices to maintain loan portfolio quality.

2.To enhance the bank’s internal capability to identify lending
opportunities, evaluate borrowers’ creditworthiness, review and monitor
loan portfolio, identify potential problem accounts at an early stage,
undertake remedial actions promptly, and adequately provide for loan
losses.

Course Content

I. Effective Credit Risk Management framework for RBs
II. Components of Credit Risk Management
III. Lending Policies & Guidelines Course Content
IV. Credit Process
V. Remedial Management sustainability
VI. ROPA Management
VII. Credit Risk Monitoring
VIII. Bank Reports that need to manage
IX. Concerns require immediate address

Acceptance of reservation is on first come first-served basis; only forty
(40) participants will be accommodated.

Registration Fee:
a) Two Thousand Eight Hundred Pesos only (P2, 800.00).
b) Early bird registrants (those who pay the full amount on or before
February 03, 2012 are entitled to a 5% discount or PhP2, 660.00.
c) Three Thousand Three Hundred Sixty Pesos only (P3,360.00) registration
fee for non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d) This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:
1. Deadline for submission of registration is not later than February 14,
2012.
a) Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2. A Non-Refundable commitment fee of P1,400.00 per participant (50% of
the registration fee). Payments can be remitted to the Rural Bankers
Research and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately for
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)

For additional inquiries please contact:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact Numbers: (02) 527-2969, 527-2980; 09178374604; 09178374603; 09178374599

Emails: training@rbap.org, grace@rbap.org, cepedajesica_rbap@yahoo.com

Thank you.

Download the Participant’s Profile Sheet in PDF

FROM      : MA. CORAZON L. MILLER, Chairman

SUBJECT    : INTERNAL AUDIT/INTERNAL CONTROL SEMINAR

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI), will conduct
a seminar described below as part of its continuing strategy to strengthen
the rural banking industry:

Course Title:    Internal Audit/Internal Control Seminar

Speaker :            CARLOS LANDAGAN, CPA
Retired Dep. Dir. of ISS Dept., Banko Sentral ng
Pilipinas

Venue:            RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
Arzobispo St., Intramuros, Manila

Schedule:           10 February 2012 (Friday) 1 day (8:30AM-5:30PM)

Participants:       Compliance Officer,  Accountants, Cashiers
Internal Auditors, Managers

Registration Fee
a)    One Thousand Eight Hundred Pesos only (P1, 800.00).♣
b)    Early bird registrants (those who pay the full amount on or before
January 27, 2012 are entitled to a 5% discount or PhP1, 710.00.
c)    Two Thousand Two Hundred Pesos only (P2, 200.00) registration fee for
non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d)    This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:

1.    Deadline for submission of registration is not later that February 07,
2012.
a)    Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2.    A Non-Refundable commitment fee of P900.00 per participant (50% of the
registration fee). Payments can be remitted to the Rural Bankers Research
and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)
3.    Reservation via telephone conversation is accepted. However,
Registration Form and fee must be settled 10 days prior the seminar date
or January 27, 2012. Otherwise, reservation is considered cancelled.
4.    Cancellation Policy:
a)    10 days prior the seminar date is entitled for a full refund. *
b)    5 days prior to the seminar date is entitled for a half refund
c)    Participants who have paid but failed to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
d)    For special cases (health, accident etc.), kindly coordinate with
RBRDFI staff for refund procedures and requirements.

Please be advised that we accept on a first-come-first-served basis with a
manageable level up to thirty (30) participants only.

For your reservation, please call RBRDFI Training Officers:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact details: (02) 527-2969, 527-2980; 09178374604; 09178374603;
09178374599

Emails:   training@rbap.org,  grace@rbap.org, cepedajesica_rbap@yahoo.com

Please note that this is a live-out seminar.

Thank you very much.

Download the Participant’s Profile Sheet in PDF

FROM : Ma. Corazon L. Miller, Chairman

SUBJECT : CIRCULAR LETTER: COMPLIANCE OFFICER’S
DEVELOPMENT WORKSHOP

Dear Fellow Rural Bankers:

The Rural Bankers Association of the Philippines (RBAP), through the Rural
Bankers’ Research and Development Foundation, Inc. (RBRDFI) is pleased to
announce that it will conduct the seminar-workshop described below as part
of its continuing strategy to strengthen the rural banking industry:

Course Title: Compliance Officer’s Development Workshop
Speaker : Mr. Manrico Tevar Masagca
Former PNB Compliance Officer, Trainer/Consultant,
Professor
Venue: RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
Arzobispo St., Intramuros, Manila
Schedule: 18-19 January 2012 (Wednesday and Thursday )
Duration: 2 days (8:30AM-5:30PM)

In this connection, we would like to enjoin rural banks, to send their
Compliance Officer, Managers, Internal Audit, President, and Directors to
attend the seminar.

Registration Fee
a) Four Thousand and Two Hundred Pesos only (P4, 200.00).♣
b) Early bird registrants (those who pay the full amount on or before
January 05, 2012 are entitled to a 5% discount or PhP3, 990.00.
c) Non-member rural banks will be charged thrice the regular registration
fee. To avail of the regular registration fee, non-member banks are
encouraged to apply for membership with RBAP/RBRDFI. Please call RBAP for
details.

For your reservations, kindly observe our training policies:

1. Deadline for submission of registration is not later that January 13,
2012.
a) Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2. A Non-Refundable commitment fee of P2,100.00 per participant (50% of
the registration fee). Payments can be remitted to the Rural Bankers
Research and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)
3. Reservation via telephone conversation is accepted. However,
Registration Form and commitment fee must be settled 10 days prior the
seminar date or January 07, 2012. Otherwise, reservation is considered
cancelled.
4. Cancellation Policy:
a) 10 days prior the seminar date is entitled for a full refund.
b) 5 days prior to the seminar date is entitled for a half refund
c) Participants who have paid but fail to show up for the seminar will
only be entitled to a rebate of 50% of the total registration fee.
d) Special cases (health, accident etc.), kindly coordinate with RBRDFI
staff for refund procedures and requirements.

Please be advised that we accept on a first-come-first-served basis with a
manageable level up to thirty (30) participants only.

For your reservation, please call RBRDFI Training Officers:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact details: (02) 527-2969, 527-2980; 09178374604; 09178374603;
09178374599

Emails: training@rbap.org, grace@rbap.org, cepedajesica_rbap@yahoo.com

Please note that this is a live-out seminar.

Thank you very much.

Download the Participant’s Profile Sheet in PDF

Download the Details and Confirmation Sheet in PDF