REMEDIAL MANAGEMENT SEMINAR
Date: Apr. 06-07, 2017 (Thursday -Friday) Venue: Gov. Licaros Hall, RBAP
Resource Persons: Mr. Tito C. Tirones and Judge Maria Zenaida Bernadette Mendiola
1. For Member only
a. Early bird – P4,500 (on or before Mar. 10)
b. Regular Rate – P4,800 (After Mar. 10,2017)
2. Non-Member/Delinquent – P5,520
President, Director, Loan Officers, Remedial & Credit Officers, Branch Managers
The course will establish the fundamentals of loan accounts management, Remedial Accounts Management and recovery.
Enable the participants to gain actual and factual lessons in the conduct of Accounts Remedial Management.
Provide insight of another possible approach of conducting ARM
Acquaint in various legal strategies in handling problem accounts
Be familiar with the basic legal provisions relative to the foregoing remedies, to differentiate one from the other, to avoid common legal pitfalls in the application.
a. General Overview of Accounts Management.
Why go in Remedial Management
The importance of RM in the overall account management process
Actual practice of RM vs what should have been.
b. Risk Identification Process
How a loan becomes a problem
Early Warning Signs of a Deteriorating Account
c. Remedial Management Process
Organizational set-up or RM Unit.
Mindset of officers in handling RM accounts
Actual handling of Remedial Accounts
I. Legal Strategies in Remedial Management
II. Basic Legal Concepts, Related Laws and Legal Requirements
a. Dacion en Pago
d. Foreclosure (REM,CHM, Pledge, Deed of Assignment)
e. Collection Cases
f. Filing of Criminal Cases