Rural Bankers Association of the Philippines — Rural Bankers Association of the Philippines

Big boost to rural development initiative

rbapadmin — Thu, 02 Feb 2012 06:46:59 +0000

Check out the latest Manila Times article on RBAP. Visit the site here:

http://www.manilatimes.net/index.php/business/top-business-news/16272-big-boost-to-rural-development-initiative

Thank you.

RBAP official pays courtesy call to Senator Marcos

rbapadmin — Wed, 01 Feb 2012 10:09:27 +0000

The Rural Bankers Association of the Philippines, led by Executive Director Vicente Mendoza recently paid a courtesy call to Senator Ferdinand Marcos to request for sponsorship of a senate bill, amending foreign equity ceilings in rural banks.

If amended, rural banks would have additional funds available for borrowers (i.e. farmers, micro-entrepreneurs, fisherfolk) in the countryside.

January highlights in pictures

rbapadmin — Wed, 01 Feb 2012 08:41:28 +0000

CIR Strengthening Credit Risk Management -Feb 15-16, 2012

RBAP — Wed, 01 Feb 2012 06:17:49 +0000

FOR	: ALL PARTICIPATING RURAL BANKS

FROM  	:  MA. CORAZON L. MILLER, Chairman

Dear Fellow Rural Bankers:



As part of Rural Bankers Association of the Philippines (RBAP) continuing
strategy to strengthen the rural banking industry, the Rural Bankers’
Research and Development Foundation, Inc. (RBRDFI), will be conducting
seminar on Strengthening Bank Credit Risk Management.

Course Title:      Strengthening Bank Credit Risk Management

Speaker :	          Ms. Celenita V. Francisco
                          Banker / Bank Consultant / Trainor

Venue:               RBAP Conference Room, RBAP Bldg., A. Soriano Ave., cor.
                          Arzobispo St., Intramuros, Manila

Schedule:          15-16 February 2012 (Wednesday-Thursday ), 8:30AM -5:00PM

Participants:      Senior & Middle Level Loan Officers / Auditors / Credit
and
	                 Appraisal Officers, Credit Risk Officers

Course Objective:
1.	To create credit-awareness in the whole bank and to emphasize
risk-based lending and loan portfolio quality as key to bank’s financial
strength and sustainability.

2.	To enhance the competency of loan officers in evaluating business loans
based on risks and lessen their reliance on collaterals as the ultimate
measure of granting business to MSMEs enterprises.

3.	To sharpen the tools of credit risk management of banks in order to
comply with risk-based regulatory supervision by BSP.

Course Content

I.   Rationale for the Seminar
II.  Credit Risk and Its Management
III. The Credit Process
       *Credit Initiation Process
       *Structuring & Packaging
       *Credit Proposal Preparation
       *Credit Approval
       *Load Documentation and Review
       *Loan Implementation and Disbursement
       *Credit Monitoring
IV. Problem Loan Management
V.  Credit Risk Monitoring

Acceptance of reservation is on first come first-served basis; only forty
(40) participants will be accommodated.

Registration Fee:
a)	Four Thousand Five Hundred Pesos only (P4, 500.00).
b)	Early bird registrants (those who pay the full amount on or before
February 10, 2012 are entitled to a 5% discount or PhP4, 275.00.
c)	Five Thousand Four Hundred Pesos only (P5, 400.00) registration fee for
non-member rural banks. To avail of the regular registration fee,
non-member banks are encouraged to apply for membership with RBAP/RBRDFI.
Please call RBAP for details.
d)	This is a live-out seminar. Seminar fee includes snacks, training kit
and certificate of attendance.

For your reservations, kindly observe our training policies:
1.	Deadline for submission of registration is not later than February 14,
2012.
a)	Nomination form of the participant(s) duly endorsed by the bank’s
authority
b) Filled-up Participant’s Profile.
2.	A Non-Refundable commitment fee of P2,250.00 per participant (50% of
the registration fee). Payments can be remitted to the Rural Bankers
Research and Development Foundation, Inc. bank account (Land Bank of the
Philippines – Intramuros Branch Savings Account Number 0012-1046-26).
Proof of payment (i.e., deposit slip) should be sent immediately for
verification at (02) 527-2980. Check payments, should be payable to Rural
Bankers Research and Development Foundation, Inc. (RBRDFI)

For additional inquiries please contact:

Mr. Ace M. Calang
Ms. Grace Dimapilis.
Ms. Jesica Cepeda

Contact Numbers: (02) 527-2969, 527-2980; 09178374604; 09178374603;
09178374599

Emails: training@rbap.org, grace@rbap.org, cepedajesica_rbap@yahoo.com

Thank you.

Download the Participant's Profile Sheet in PDF

Consultation with PDIC

rbapadmin — Wed, 01 Feb 2012 03:58:35 +0000

PDIC President Valentin Araneta with RBAP Directors and Trustees

The commitment to further enhance the country’s banking services in rural areas has received another boost as the Philippine Deposit Insurance Cooperation conveyed its support for the rural banking sector by helping develop a core banking software that will further reinforce the systems utilized in RBs. The development of a new system is envisioned not only as a way for RBs to remain competitive, but also bring down operating costs while continuing to strengthen their servicing capabilities.

This technological innovation was discussed between officers of RBAP and PDIC last January 30, 2011 at the PDIC HQ in Makati City. Under the Strengthening Programs for Rural Banks, the thrust to technologically improve stems from the fact that RBs play a crucial l role in enhancing financial inclusion by providing affordable loans through improved, yet cost effective services to micro-entrepreneurs and farmers in the countryside.

On of the poignant points mentioned during the get-together is the strategic position of rural banks in helping amalgamate the informal sector in the countryside into the formal financial sector. Like hitting two birds with one stone, this strategy will not only bolster the national economy, but likewise provide RBs with opportunities for growth.

News Compendium on Storify

rbapadmin — Tue, 31 Jan 2012 03:41:30 +0000

For the latest compilation of trending topics on innovative projects and activities benefiting rural banks worldwide, follow RBAP on Storify.

Article on cooperation between DA and Rural Bankers on Phil Star

rbapadmin — Mon, 30 Jan 2012 04:03:35 +0000

Efforts by rural bankers to provide better credit access to farmers and fisherfolk was again featured in the business section of the Philippine Star. The article, published on January 29, reported the fruitful meeting between the officers of RBAP and Secretary Alacala of the Department of Agriculture.

Aside from the varied measures and fund guarantees discussed, both agreed to form a technical working group that would formulate recommendations to the agriculture department.

For more details, please view the attached link: http://www.philstar.com/Article.aspx?articleId=772163&publicationSubCategoryId=66

Thank you.

2012 Annual Management Conference of Southern Tagalog Confederation

rbapadmin — Fri, 27 Jan 2012 09:55:06 +0000

This to to notify all concerned Rural Bankers in the Southern Tagalog area of the upcoming Annual Management Conference, which will be held in Paoay at the Plaza del Norte Hotel and Convention Center from March 1-2, 2012. This year’s conference theme is ”Overcoming the Challenges.” Special guests include Congresswoman Imee Marcos and Ma. Dolores Yuvienco, Assistant Governor of the BSP.

As for the registration rules and other pertinent matters on allowable expenses, payments and whom to contact, please download the attached registration form, circular letter and annexes CSTRB 2012 . We advise all to please take note of the deadlines and guidelines.

Thank you.

2012 Visayas Management Course in Cebu City

rbapadmin — Fri, 27 Jan 2012 09:22:45 +0000

This is to notify all rural banks in the Visayas that the upcoming Management Course will be held from March 15 to 16 at the Waterfront Hotel in Lahug Cebu City. “Good Governance: a continuing challenge for rural banks” is this year’s conference theme.

For those who wish to participate, the fee is P 5,500.00 per delegate. However if you register on or before February 15, 2012 a discounted rate of P 5,000.00 will be given. For other pertinent matters, kindly get in touch with the CFRBI Secretariat at telefax no. (032) 232-5745 or at (032) 430-9318; (032) 430-9133 c/o Maureen Cuyos or email at cfrb04@yahoo.com . You can also download the circular and registration form from this site. CFRB – 2012 Visyas Management Conference

Thank you.

Deposits up in Q3 2011

rbapadmin — Fri, 27 Jan 2012 08:04:49 +0000

Another good showing for the rural banking industry as the Philippine Deposit Insurance Corporation (PDIC) reports a significant increase in the total level of deposits. As of third quarter in 2011, total deposits in RBs increased by 4.1% from P119.5 billion to P124.4 billion.

Based on the general breakdown for all banks (commercial, thrift, rural, etc), almost half of deposits are in the form of savings deposits, which grew 10.1% year-on-year.

For a detailed report, kindly check out the following PDIC webpage: http://www.pdic.gov.ph/index.php?nid1=8&nid2=1&nid=100023, or download the three-page file from RBAP’s Slideshare account.

Quarterly report on deposits september 2011 b

View more documents from RBAPAT54

Thank you.