The date was moved back a few weeks later than its original schedule, which was Feb 21-22,2013.

Venue remains unchanged at Oriental Hotel Leyte, Baras, Palo, Leyte.

For more details please click the following links below:

2013 Management Conference -Registration Form

2013 VISAYAS MANAGEMENT CONFERENCE-Venue

2013 Visayas Management Conference

Hotel Rates

notice

CIRCULAR LETTER TO ALL RURAL BANKS IN VISAYAS

Recently concluded, MABS basic training for Microfinance field staff held on November 12-14, 2012 at the RBAP training facility was attended by 38 participants from 13 rural banks. Although intended for microfinance loan staff, participants that attended the training event included bank directors, branch managers, training officers, compliance officers who wanted to understand the basics of the MABS  Approach and tools that they could bring back with them to improve their bank’s microfinance portfolio.

RBAP, under the leadership of Atty. Edward Leandro Garcia, Jr,  will continue to build on strategic public private partnership to advance the use of technology for rural banking, advocate  appropriately designed micro loans, savings, and microinsurance, promote client protection principles and practices, and monitor rural banking sector performance.

Sustainability had been a key platform upon which the MABS program was envisioned when it started in 1988. Happily, going forward, the rural banking sector is assured with continuing to enjoy the association’s advocacy for best practices and principles in rural banking especially in serving the micro, small and medium enterprise owners and their households.”

Loans for production activities—which comprised more than four-fifths of banks’ aggregate loan portfolio—grew by 16.4 percent in October from 13.9 percent in the previous month. Meanwhile, the growth of consumer loans eased slightly to 13.9 percent from 14.6 percent in September due mainly to the slowdown in auto loans.

The expansion in production loans was driven primarily by increased lending to the following sectors: wholesale and retail trade (by 46.5 percent); real estate, renting, and business services (28.6 percent); financial intermediation (31.8 percent); manufacturing       (14.6 percent); transportation, storage, and communication (28.2 percent); public administration and defense (49.3 percent); and electricity, gas, and water (13.8 percent). Meanwhile, declines were observed in lending to mining and quarrying (-39.4 percent) and agriculture, hunting, and forestry (-45.7 percent).

The recent rounds of monetary policy easing, alongside the favorable outlook for domestic demand, are expected to continue to support bank lending in the months ahead. Going forward, the BSP will continue to monitor liquidity conditions to ensure that credit activity remains supportive of overall economic growth while remaining consistent with the BSP’s price stability objective.

To view table, please see link below:

http://www.bsp.gov.ph/publications/tables/2012_12/news-12132012b1.htm

http://www.rbap.org/2012/12/bspbank-lending-expands-faster-in-october/

Looking ahead, consumer expectations for the next quarter and the year ahead remained positive, with the CIs at 6.3 percent and 16.8 percent, respectively.  This indicates that the optimists continued to top the pessimists for the next quarter and the year ahead. Consumers are confident that improvements in the economy and family finances will be carried over to the next 12 months.

To view full article, see the link below:

http://www.bsp.gov.ph/publications/media.asp?id=3066

Please see link below to view document:

http://www.bsp.gov.ph/downloads/regulations/attachments/2012/c776.pdf

The training seminar is in partnership with the Land Bank of the Philippines(LBP), which provided financial assistance for  the attendees.

A total of 38 participants from 32 rural banks have registered for the seminar. Since slots are limited, RBAP ruled that only one representative for every rural bank can avail of the financial assistance provided by the LBP. Additional representatives can be included when at least 30 RB’s have already registered in a  scheduled training. Every seminar can accommodate at most 40 people.

Irene Aroyo, a representative from Philippine Deposit Insurance Corp.(PDIC), was speaker for the event. Also, observers from the Bangko Sentral ng Pilipinas(BSP), Arnold Martinez, and Bangko Sentral ng Pilipinas Institute (BSPI) namely ,Candice Wycoco, graced the training.

The two-day seminar was mandated by recent BSP issuances, particularly Circulars No.749 and 757 which sets new guidelines in strengthening the Corporate Governance in financial institutions.

Last December 5-6, 2012, it was participated by 33 participants representing 20 RBs at the RBAP Bldg. in Intramuros, Manila

The training includes practical application of credit risk management theories and enhancement of competency in loan processing , which was facilitated by Celenita Francisco, CPA, a professional resource speaker and bank consultant.

The training was capped by a photograph with Ms.Francisco

The event was graced by representatives from different banking sectors and distinguished people from the regulators office like the Bangko Sentral ng Pilipinas.

One of the guests were Monetary Board member Ignacio Bunye. Bunye recently launched his book titled “Central Banking for Juan and Maria”, a primer on central bank’s vision and mission as well as its functions.

Bunye also conducted a book signing during the symposium.

Also, the RBAP recognized its member banks that are now on its 50th year of service in the rural banking industry.

The certificates were given during the fellowship night on November 19,2012.

Atty. Edward Leandro Garcia, RBAP president, recognized the commitment of his fellow rural bankers to promote financial inclusion and country side developments in the regions they serve.

The two day event was filled with fruitful talks and speeches from related industries, to view their presentations, please click the link provided blow:

RBAP_BAPCB_Intro(11202012)

rnet presentation nov2012E

CIC Presentation to Rural Banks 2012Nov19

FIRST VALLEY RB-Presentation3

BDO-Presentation_RBAP Symposium_Nov19-20_rev2

financial inclusion-PRT RBAP

RBAP presentation on CG (Manila Hotel_20 Nov 2012)

BSP New Issuances-RBAP 55th Charter Symposium

FEF Presentation 11.20.12

AMLA PPT for RBAP- Copy

SPRB Plus Presentation

SHARES OF STOCK VALUATION (1)

Mobile banking – RBAP conference 121120

microinsurance

Landbank-EBANKING_11.20.12

Family Constitution modules:

RBAP_BAPCB_Intro(11202012)

2. Family Dynamics in the Family Business

3. Family Business Governance

4. The Family Council

5. Fam Council guide1

6. FAMILY COUNCIL covers these critical issues

7. Family Council

8. Family Constitution (1)

9. The Family Constitution

For inquiries on presentations, kindly send an e-mail to info@rbap.org

The symposium was concluded by a grand raffle draw with exciting prizes given away.

To view event activities, please click the link below:

2012 Sympo Program-final

• NCR: Makati City, Malabon City, Manila City, Marikina City, Muntinlupa City, Navotas City, Parañaque City,  Quezon City, Taguig City and Valenzuela City
• Region I: Ilocos Norte, Ilocos Sur, La Union and Pangasinan
• Region II: Cagayan
• Region III: Bataan, Bulacan, Nueva Ecija, Pampanga, Tarlac and Zambales,
• Region IV-A: Batangas, Cavite, Laguna and Rizal
• Region IV-B: Occidental Mindoro and Oriental Mindoro
• Region V: Masbate and Sorsogon
• Region VI: Aklan, Antique, Iloilo and Negros Occidental
• Region VII: Cebu
• Region IX: Zamboanga del Norte
• Region X: Lanao del Norte and Misamis Oriental
• Region XI: Davao del Sur
• Region XII: North Cotabato
• CAR: Abra, Apayao, Benguet, Ifugao, Kalinga and Mountain Province

Similar relief measures were extended by the BSP to thrift and rural/cooperative banks in cities/provinces that were affected by previous typhoons such as Sendong, Pedring, Mina and Juaning in 2011, and southwest monsoon “Habagat” and typhoon Helen in 2012.

As approved on 8 November 2012 by the Monetary Board, the BSP’s policy-making body, the temporary relief measures include:

For Thrift Banks/Rural Banks/Cooperative Banks

1. Excluding existing loans of borrowers in affected areas from the computation of past due ratios provided these are restructured or given relief;

2. Reducing the 5 percent general loan loss provision to 1 percent for restructured loans of borrowers in the affected areas;

3. Non-imposition of penalties on legal reserves deficiencies with head office and/or branches  in the affected areas;

4. Moratorium on monthly payments due to BSP for banks with ongoing rehabilitation programs;

5. Subject to BSP approval, booking of allowance for probable losses on a staggered basis over maximum of five (5) years for all types of credit extended to individual and businesses directly affected by the calamity;

6. Non-imposition of monetary penalties for delays in the submission of supervisory reports;

For All Banks

7. Allowing banks to provide financial assistance to their officers and employees who were affected by the calamity including those assistance that may not be within the scope of the existing BSP-approved Fringe Benefit Program;

For All Rediscounting Banks

8. Granting of a 60-day grace period to settle the outstanding rediscounting obligations as of 28 July 2012 with the BSP of all rediscounting banks in the affected areas; and

9. Allowing banks to restructure with the BSP, on a case-to-case basis, the outstanding rediscounted loans of borrowers affected by the calamity.

These measures will be in effect for a defined period and covered by additional specific and other prudential conditions.

To view article on BSP website, please click the link below:

http://www.bsp.gov.ph/publications/media.asp?id=3042

Article lifted from: Bangko Sentral ng PIlipinas, November 14,2012