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<channel>
	<title>Rural Bankers Association of the Philippines &#187; Circular Letters and Memoranda — Rural Bankers Association of the Philippines</title>
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	<link>http://www.rbap.org</link>
	<description>The official 2010 website</description>
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		<item>
		<title>BSP Memorandum No. M-2013-019: Accredited Corporate Governance Seminar Providers</title>
		<link>http://www.rbap.org/2013/05/bsp-memorandum-no-m-2013-019-accredited-corporate-governance-seminar-providers/</link>
		<comments>http://www.rbap.org/2013/05/bsp-memorandum-no-m-2013-019-accredited-corporate-governance-seminar-providers/#comments</comments>
		<pubDate>Wed, 15 May 2013 02:25:27 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7713</guid>
		<description><![CDATA[For your guidance, attached is BSP Memorandum No. M-2013-019: Accredited Corporate Governance Seminar Providers The memorandum is also posted in the BSP website. View BSP Memorandum M-2013-019 &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p>For your guidance, attached is BSP Memorandum No. M-2013-019: Accredited Corporate Governance Seminar Providers</p>
<p><span id="more-7713"></span></p>
<p>The memorandum is also posted in the <a href="http://www.bsp.gov.ph/regulations/regulations.asp?id=3122">BSP website.</a></p>
<p>View <a href="http://www.rbap.org/wp-content/uploads/2013/05/BSP-Memo-M-2013-019.pdf">BSP Memorandum M-2013-019</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Circular No. 796: Amendments to Appendix 45 (Notes on Microfinance) of Section X361 of the Manual of Regulations for Banks</title>
		<link>http://www.rbap.org/2013/05/bsp-circular-no-796-amendments-to-appendix-45-notes-on-microfinance-of-section-x361-of-the-manual-of-regulations-for-banks/</link>
		<comments>http://www.rbap.org/2013/05/bsp-circular-no-796-amendments-to-appendix-45-notes-on-microfinance-of-section-x361-of-the-manual-of-regulations-for-banks/#comments</comments>
		<pubDate>Tue, 14 May 2013 07:39:02 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7704</guid>
		<description><![CDATA[For your guidance, attached is Bangko Sentral ng Pilipinas (BSP) Circular No. 796 &#8211; Amendments to Appendix 45 (Notes on Microfinance) of Section X361 of the Manual of Regulations for Banks (MORB). Circular No. 796 is posted in the BSP website. View BSP Circular No. 796.]]></description>
			<content:encoded><![CDATA[<p>For your guidance, attached is Bangko Sentral ng Pilipinas (BSP) Circular No. 796 &#8211; Amendments to Appendix 45 (Notes on Microfinance) of Section X361 of the Manual of Regulations for Banks (MORB).</p>
<p><span id="more-7704"></span></p>
<p>Circular No. 796 is posted in the <a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/c796.pdf">BSP website. </a></p>
<p>View <a href="http://www.rbap.org/wp-content/uploads/2013/05/BSP-Circular-No.-796.pdf">BSP Circular No. 796</a>.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.rbap.org/2013/05/bsp-circular-no-796-amendments-to-appendix-45-notes-on-microfinance-of-section-x361-of-the-manual-of-regulations-for-banks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Memorandum No. M-2013-017: Enhancements to the Risk-Based CAR Report in Relation to Recently Issued Regulations</title>
		<link>http://www.rbap.org/2013/05/bsp-memorandum-no-m-2013-enhancements-to-the-risk-based-car-report-in-relation-to-recently-issued-regulations/</link>
		<comments>http://www.rbap.org/2013/05/bsp-memorandum-no-m-2013-enhancements-to-the-risk-based-car-report-in-relation-to-recently-issued-regulations/#comments</comments>
		<pubDate>Tue, 14 May 2013 07:15:11 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7698</guid>
		<description><![CDATA[For your guidance, attached is the Bangko Sentral ng Pilipinas (BSP) Memorandum No. M-2013: Enhancements to the Risk-Based Capital Adequacy Ratio (CAR) Report in Relation to Recently Issued Regulations. The memorandum is also posted in the BSP website. View BSP Memorandum No. M-2013-017 &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p>For your guidance, attached is the Bangko Sentral ng Pilipinas (BSP) Memorandum No. M-2013: Enhancements to the Risk-Based Capital Adequacy Ratio (CAR) Report in Relation to Recently Issued Regulations.</p>
<p><span id="more-7698"></span></p>
<p>The memorandum is also posted in the <a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/m017.pdf">BSP website.</a></p>
<p>View <a href="http://www.rbap.org/wp-content/uploads/2013/05/BSP-Memorandum-No.-M-2013-017.pdf">BSP Memorandum No. M-2013-017</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.rbap.org/2013/05/bsp-memorandum-no-m-2013-enhancements-to-the-risk-based-car-report-in-relation-to-recently-issued-regulations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Memorandum No. M-2013-015: Collection of the Annual Supervisory Fees (ASF) for 2013</title>
		<link>http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-015-collection-of-the-annual-supervisory-fees-asf-for-2013/</link>
		<comments>http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-015-collection-of-the-annual-supervisory-fees-asf-for-2013/#comments</comments>
		<pubDate>Mon, 22 Apr 2013 04:01:02 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7601</guid>
		<description><![CDATA[Attached for your guidance is BSP Memorandum No. M-2013-015: Collection of the Annual Supervisory Fees (ASF) for the Year 2013, issued 18 April 2013. The Memorandum is also posted in BSP&#8217;s website: http://www.bsp.gov.ph/downloads/regulations/attachments/2013/m015.pdf &#160; View BSP Memorandum No.2013-015 here &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p>Attached for your guidance is BSP Memorandum No. M-2013-015: Collection of the Annual Supervisory Fees (ASF) for the Year 2013, issued 18 April 2013.</p>
<p><span id="more-7601"></span></p>
<p>The Memorandum is also posted in BSP&#8217;s website:</p>
<p>http://www.bsp.gov.ph/downloads/regulations/attachments/2013/m015.pdf</p>
<p>&nbsp;</p>
<p><a href="http://www.rbap.org/wp-content/uploads/2013/04/BSP-Memorandum-No.2013-015.pdf">View BSP Memorandum No.2013-015 here </a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
			<wfw:commentRss>http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-015-collection-of-the-annual-supervisory-fees-asf-for-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Circular No. 793: Amendment to Align the Familial Restrictions Applicable to &#8220;Independent Director&#8221;</title>
		<link>http://www.rbap.org/2013/04/bsp-circular-no-793-amendment-to-align-the-familial-restrictions-applicable-to-independent-director/</link>
		<comments>http://www.rbap.org/2013/04/bsp-circular-no-793-amendment-to-align-the-familial-restrictions-applicable-to-independent-director/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 06:54:42 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7586</guid>
		<description><![CDATA[Attached for your guidance is BSP Circular No. 793 &#8211; Amendment to Align the Familial Restrictions Applicable to &#8220;Independent Director&#8221; with the Existing Provision of the Securities Regulation Code, issued 8 April 2013. The Circular is also posted in BSP&#8217;s website at http://www.bsp.gov.ph/downloads/regulations/attachments/2013/c793.pdf &#160; View BSP Circular No. 793 here. &#160; &#160; &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p>Attached for your guidance is BSP Circular No. 793 &#8211; Amendment to Align the Familial Restrictions Applicable to &#8220;Independent Director&#8221; with the Existing Provision of the Securities Regulation Code, issued 8 April 2013.</p>
<p><span id="more-7586"></span></p>
<p>The Circular is also posted in BSP&#8217;s website at</p>
<p><a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/c793.pdf">http://www.bsp.gov.ph/downloads/regulations/attachments/2013/c793.pdf </a></p>
<p>&nbsp;</p>
<p><a href="http://www.rbap.org/wp-content/uploads/2013/04/BSP-Circular-No.-793.pdf">View BSP Circular No. 793 here.</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Circular Letter No. CL-2013-025: Publication/Posting of Balance Sheet and Consolidated Balance Sheet</title>
		<link>http://www.rbap.org/2013/04/bsp-circular-letter-no-cl-2013-025-publicationposting-of-balance-sheet-and-consolidated-balance-sheet/</link>
		<comments>http://www.rbap.org/2013/04/bsp-circular-letter-no-cl-2013-025-publicationposting-of-balance-sheet-and-consolidated-balance-sheet/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 06:34:20 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7581</guid>
		<description><![CDATA[Attached for your guidance is BSP Circular Letter No. CL-2013-025: Publication/Posting of Balance Sheet (BS) and Consolidated Balance Sheet (CBS), issued 10 April 2013. The circular is also posted in BSP&#8217;s website at http://www.bsp.gov.ph/downloads/regulations/attachments/2013/cl025.pdf &#160; View BSP Circular Letter 2013-025 here &#160;]]></description>
			<content:encoded><![CDATA[<p>Attached for your guidance is BSP Circular Letter No. CL-2013-025: Publication/Posting of Balance Sheet (BS) and Consolidated Balance Sheet (CBS), issued 10 April 2013.</p>
<p><span id="more-7581"></span></p>
<p>The circular is also posted in BSP&#8217;s website at <a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/cl025.pdf">http://www.bsp.gov.ph/downloads/regulations/attachments/2013/cl025.pdf</a></p>
<p>&nbsp;</p>
<p><a href="http://www.rbap.org/wp-content/uploads/2013/04/BSP-Cilcular-Letter-2013-025.pdf">View BSP Circular Letter 2013-025 here </a></p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Circular No. 791: Restoration of 2009 Assessment Rates for Annual Supervisory Fees Charged on Banks</title>
		<link>http://www.rbap.org/2013/04/bsp-circular-no-791-re-restoration-of-2009-assessment-rates-for-annual-supervisory-fees-charged-on-banks/</link>
		<comments>http://www.rbap.org/2013/04/bsp-circular-no-791-re-restoration-of-2009-assessment-rates-for-annual-supervisory-fees-charged-on-banks/#comments</comments>
		<pubDate>Wed, 10 Apr 2013 03:25:08 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7540</guid>
		<description><![CDATA[Attached for your guidance is BSP Circular No. 791 &#8211; Restoration of the 2009 Assessment Rates for Annual Supervisory Fees (ASF) Charged on Banks and Non-Banks With Quasi-Banking Functions For 2013 onwards, issued 3 April 2013. Circular No. 791 is also posted in BSP’s website at www.bsp.gov.ph/downloads/regulations/attachments/2013/c791.pdf &#160; View BSP Circular 791 here]]></description>
			<content:encoded><![CDATA[<p>Attached for your guidance is BSP Circular No. 791 &#8211; Restoration of the 2009 Assessment Rates for Annual Supervisory Fees (ASF) Charged on Banks and Non-Banks With Quasi-Banking Functions For 2013 onwards, issued 3 April 2013.</p>
<p><span id="more-7540"></span></p>
<p>Circular No. 791 is also posted in BSP’s website at <a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/c791.pdf">www.bsp.gov.ph/downloads/regulations/attachments/2013/c791.pdf</a></p>
<p>&nbsp;</p>
<p><a href="http://www.rbap.org/wp-content/uploads/2013/04/BSP-Circular-791.pdf">View BSP Circular 791 here</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP Memorandum No. M-2013-014: Updated Published Balance Sheet and Consolidated Balance Sheet</title>
		<link>http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-014-updated-published-balance-sheet-and-consolidated-balance-sheet/</link>
		<comments>http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-014-updated-published-balance-sheet-and-consolidated-balance-sheet/#comments</comments>
		<pubDate>Fri, 05 Apr 2013 08:17:22 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[From BSP]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7513</guid>
		<description><![CDATA[Attached for your guidance is the Memorandum to All Banks on the Updated Published Balance Sheet and Consolidated Balance Sheet pursuant to Circular No. 788 dated 26 February 2013 and Circular No. 576 dated 8 August 2007 on the Publication/Posting of Balance Sheet.  The said template shall be adopted starting with the reporting period ended... <a href="http://www.rbap.org/2013/04/bsp-memorandum-no-m-2013-014-updated-published-balance-sheet-and-consolidated-balance-sheet/"> [Continue Reading]</a>]]></description>
			<content:encoded><![CDATA[<p style="text-align: justify;">Attached for your guidance is the Memorandum to All Banks on the Updated Published Balance Sheet and Consolidated Balance Sheet pursuant to Circular No. 788 dated 26 February 2013 and Circular No. 576 dated 8 August 2007 on the Publication/Posting of Balance Sheet.  The said template shall be adopted starting with the reporting period ended 31 March 2013 in accordance with the publication requirements provided under Circular No. 576.</p>
<p><span id="more-7513"></span></p>
<p>Memorandum No. M-2013-014 is also posted in BSP&#8217;s website at <a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2013/m014_correct.pdf">http://www.bsp.gov.ph/downloads/regulations/attachments/2013/m014_correct.pdf</a>.</p>
<p>The prescribed data entry template and its corresponding control prooflist to facilitate the electronic submission are to be directly accessed and downloaded from <a href="http://www.bsp.gov.ph/frp/templates">http://www.bsp.gov.ph/frp/templates</a>.</p>
<p><span style="font-family: Calibri; font-size: x-small;"><br />
</span></p>
<p><a href="http://www.rbap.org/wp-content/uploads/2013/04/m014_correct-copy.pdf" target="_blank">View the Memorandum here.</a></p>
<p>&nbsp;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BSP CIRCULAR LETTER NO. CL-2012-075</title>
		<link>http://www.rbap.org/2012/10/bsp-circular-letter-no-cl-2012-075/</link>
		<comments>http://www.rbap.org/2012/10/bsp-circular-letter-no-cl-2012-075/#comments</comments>
		<pubDate>Tue, 30 Oct 2012 01:12:34 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7094</guid>
		<description><![CDATA[Bangko Sentral ng Pilipinas on October 25  released a circular on Publication of Balance Sheets signed by Deputy Governor Nestor A. Espenilla,Jr. To view signed circular, please click the link provided below: http://www.bsp.gov.ph/downloads/regulations/attachments/2012/cl075.pdf]]></description>
			<content:encoded><![CDATA[<p>Bangko Sentral ng Pilipinas on October 25  released a circular on Publication of Balance Sheets signed by Deputy Governor Nestor A. Espenilla,Jr.</p>
<p><span id="more-7094"></span></p>
<p>To view signed circular, please click the link provided below:</p>
<p><a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2012/cl075.pdf">http://www.bsp.gov.ph/downloads/regulations/attachments/2012/cl075.pdf</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CIRCULAR LETTER NO. CL-2012-071:  Approved Applications for New Banking Offices and Opened Banking Offices during the 2nd Quarter of 2012</title>
		<link>http://www.rbap.org/2012/10/circular-letter-no-cl-2012-071-approved-applications-for-new-banking-offices-and-opened-banking-offices-during-the-2nd-quarter-of-2012/</link>
		<comments>http://www.rbap.org/2012/10/circular-letter-no-cl-2012-071-approved-applications-for-new-banking-offices-and-opened-banking-offices-during-the-2nd-quarter-of-2012/#comments</comments>
		<pubDate>Tue, 09 Oct 2012 01:49:26 +0000</pubDate>
		<dc:creator>rbapadmin</dc:creator>
				<category><![CDATA[Circular Letters and Memoranda]]></category>
		<category><![CDATA[Latest News]]></category>

		<guid isPermaLink="false">http://www.rbap.org/?p=7038</guid>
		<description><![CDATA[The Bangko Sentral ng PIlipinas has approved the application for branches of 10 rural banks submitted in the second quarter of 2012. In a circular signed on Oct 5, 2012, BSP gave its go signal to open new and re-open closed branches for several banks. The document also allowed the extension of  existing branch offices.... <a href="http://www.rbap.org/2012/10/circular-letter-no-cl-2012-071-approved-applications-for-new-banking-offices-and-opened-banking-offices-during-the-2nd-quarter-of-2012/"> [Continue Reading]</a>]]></description>
			<content:encoded><![CDATA[<p>The Bangko Sentral ng PIlipinas has approved the application for branches of 10 rural banks submitted in the second quarter of 2012.</p>
<p><span id="more-7038"></span></p>
<p>In a circular signed on Oct 5, 2012, BSP gave its go signal to open new and re-open closed branches for several banks.</p>
<p>The document also allowed the extension of  existing branch offices.</p>
<p>To view the signed document, please click on the link provided below:</p>
<p><a href="http://www.bsp.gov.ph/downloads/regulations/attachments/2012/cl071.pdf" target="_blank">http://www.bsp.gov.ph/downloads/regulations/attachments/2012/cl071.pdf</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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