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Financial Analysis for Rural Bank Officers |
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RATIONALE
Rural banks are basically in business in order to make a reasonable profit while maintaining sound finacial standing. To properly monitor the bank's business operations, the use of financial analysis becomes very significant. However, bank officers must realize that the results derived are not only for compliance with managerial and business requirements but these ratios and reports can pinpoint the bank's strengths and weaknesses. LEARNING OBJECTIVES At the end of the training, the rural bank participants will be able to: 1.) Prepare, analyze and interpret financial statements of rural banks; 2.) Derive, compute and interpret financial ratios, including the ratios that are regularly monitored by the BSP; 3.) Assess the financial performance of their own bank vis-a-vis industry standards; and, 4.) Compute and analyze the impact of government regulations on the bank's transactions and financial standing. COURSE OUTLINE Day One Roles and Functions of Basic Financial Statements Basic Principles & Assumptions Underlying Financial Statements Understanding Financial Statements -Balance Sheet -Income Statement Financial Ratios Uses of Financial Ratios Computing and Interpreting Financial Ratios - Liquidity Ratios - Solvency Ratios - Profitability Ratios - Efficiency Ratios Day Two Computing and Interpreting Indicators on the Banking Sector - Selected Performance Indicators - Consolidated Statement of Condition - Consolidated Statement of Income and Expenses - Selected Asset Quality Indicators Understanding CAMELS Rating Effects of Government's Monetary and Fiscal Policy on Banking Transactions - Interest Rates - Taxation SEMINAR METHODOLOGIES Lecture-Discussion Case Studies and Presentation Each Participant to bring actual financial statements DURATION two (2) days EXPECTED PARTICIPANTS Loan Officers and Account Officers who completed the BASIC ACCOUNTING FOR RURAL BANK OFFICERS RESOURCE SPEAKER Dr. Epictetus Patalinghug Professor College of Business Administration University of the Philippines - Diliman Mr. Dave Vincent Borja Professor College of Business Administration University of the Philippines - Diliman REGISTRATION FEES Manila Trainings : P3,800.00 per participant Note: * A maximum number of 30 participants. * Registration fee per participant includes: payment for honorarium of resource speakers, hand-outs & kits, IDs, Certificates of Completion, invitation and coordination services of RBAP/RBRDFI staff, cost of the training venue, meals of resource speakers and RBAP/RBRDFI staff, transportation of the resource speakers to and from the venue, and secretariat services during the training. *Participants who will be able to pay 2 weeks before the scheduled training are entitled to a 5% discount from the above registration fee. |
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Circular Letters/Memoranda |
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Speeches/ Presentations |
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Photo Gallery |
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2008 CFI Awards |
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Rural Banking Week Celebration Golf Tournament |
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FMMRB Disclaims the White Paper Being Circulated |
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Client Satisfaction Survey for Licensing Management System of the Supervision and Examination Sector |
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Financial Reporting Package 2008 |
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BSP releases regulations on liquidity, market risk weighting |
