2003-08-06 Quarterly report on credit and equity exposures to individuals/companies/ groups

aggregating P1 million & above


CIRCULAR LETTER
Series of 2003


TO : All Universal Banks (UBs), Commercial Banks (KBs), Islamic Banks (IBs) and Thrift Banks (TBs)

All Non-Bank Financial Institutions with Quasi-Banking Functions (NBQBs), Investment Houses (IHs) with Thrust Functions and all other Non-Bank Financial Institutions (NBFIs) which are Subsidiaries or Affiliates of UBs, KBs, IBs, TBs or NBQBs

SUBJECT : Quarterly report on credit and equity exposures to individuals/companies/group aggregating P1 million and above

Effective 30 September 2003, the Quarterly Report on Credit and Equity Exposures to Individuals/Companies/Groups Aggregating P1 Million and Above (BSP-7-16-32A for UBs, KBs and IBs, TB Form 15 for TBs, BSP-7-26-24 for NBQBs, IHs and NBFIs) is revised to rationalize and enhance the data structure requirements.

The prescribed filenames for submission are the following:

File Descriptions Filename

1   LOANS and RECEIVABLES

 FORM1.dbf
2   INVESTMENTS FORM2.dbf
3   EQUITY HOLDINGS FORM3.dbf

4   SELECTED CONTINGENT ACCOUNTS

 FORM4.dbf

5   SPECIFIC ALLOWANCE FOR PROBABLE LOSSES & LOANS/INVESTMENTS CLASSIFICATION

 FORM5.dbf

6   SELECTED BALANCE SHEET & INCOME STATEMENT ACCOUNTS OF THE LATEST AUDITED FINANCIAL STATEMENTS (AFS)

 FORM6.dbf


The additional forms/fields and changes in the field names of the data structure are as follows:

A. FORM1 - LOANS and RECEIVABLES

1. Additional fields:

DESCRIPTIONS FIELDNAME

1   Borrower's Relationship to the Lending Bank

 RELATION
2   Loan Status Code STATCODE
3   Non-Performing Loans (NPL) Status Code NPLICODE

4   Guarantee Deposit

 GUARDEP

5   Code for Leased Type

 LEASETYP


2. Changes in field names:

DESCRIPTIONS FROM TO

1   Code of Original Currency

 CURRCDE CURR
2   Latest Appraised Value of Security SECAPAMT APPRSVAL
3   Latest Appraisal Date of Security SECAPDTE APPRSDTE


B. FORM2 - INVESTMENTS

DESCRIPTIONS FIELDNAME

1   Issuer Type Code

 BORRTYPE
2   Investments Status Code STATCODE
3   Non-Performing Investments (NPI) Status Code NPLICODE

4   Amount Secured

 AMTSEC

5   Security Code

 SECCODE
6   Latest Appraised Value of Security APPRSVAL
7   Latest Appraisal Date of Security APPRSDTE
8   Amount Unsecured AMTUNSEC


2. Changes in field names:

DESCRIPTIONS FROM TO

1   Investments Type Code

 DEBTYPE INVCODE
2   Code of Original Currency CURRCDE CURR


C. FORM3 - EQUITY HOLDINGS

1. The Code of Original Currency revised from CURRCDE to CURR.

2. Investment type code (INVTYPE) is added to indicate whether the undertaking is allied financial, allied non-financial or non-allied.

D. FORM4 - SELECTED CONTINGENT ACCOUNTS

1. Additional fields:

DESCRIPTIONS FIELDNAME

1   Amount Availed in Peso/Peso Equivalent

 AMTPESO
2   Amount Availed in US Dollar AMTDOLR
3   Amount Availed in Original Currency AMTORIG

4   Notional Amount in Peso/Peso Equivalent

 DRVPESO

5   Notional Amount in US Dollar

 DRVDOLR
6   Notional Amount in Original Currency DRVORIG
7   DOSRI Indicator Code DOSRIND


2. Changes in field names:

DESCRIPTIONS FROM TO

1   Selected Contingent Accounts Type Code

 LCTYPE CONTYPE
2   Code of Original Currency CURRCDE CURR
3   Security Code SECCODE SECURITY
4   Latest Appraised Value of Security SECAPAMT APPRSVAL
5   Latest Appraisal Date of Security SECAPDTE APPRSDTE


Additional database files to facilitate information on -

1. FORM5 - Specific Allowance for Probable Losses and Loans / Investments Classification; and

2. FORM6 - Selected Balance Sheet & Income Statement Accounts on the Latest Available Audited Financial Statements (AFS) of each borrower/issuer.

Attached for your ready reference are the revised formats of the following:

1. Instructions for the accomplishment of the report (Annex A);

2. Notarized Control Proof Lists (Annex B) to be submitted to Supervisory Reports and Studies Office (SRSO), Bangko Sentral ng Pilipinas; and

3. Prescribed data structure format (Annex C) to be submitted thru electronic form.
To expedite implementation of the revised data structure attached as Annex D is the Mapping of Modifications.

For the 30 September 2003 report, financial institutions shall submit the revised data structure (updated field names) with additional fields and files. However, for the 31 December 2003 report, the additional fields specifically data on the latest available Audited Financial Statements (AFS) of the borrowers will be mandatory. Hence, blank data field shall be regarded as invalid data and to be considered as erroneous report. In order to facilitate the revision of the report, a copy of database format shall be provided upon request.
For questions/clarifications/requests, the following are the BSP's contact persons:

Ms. Lynn R. Arellano -  (UBs, KBs and IBs)
Mr. Vincent Jon S. Aguinaldo -  (TBs and NBFIs)

at telephone numbers (trunk line) 524-7011 local 2679 and (direct line) 526-5613.

For compliance.



ALBERTO V. REYES
Deputy Governor

06 August 2003





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