Events & Activities

DATE: April 16, 2008 FOR : ALL PARTICIPATING NORTHERN LUZON RURAL BANKS SUBJECT: FUNDS MANAGEMENT SEMINAR

Dear Fellow Rural Bankers,

The Rural Bankers Association of the Philippines (RBAP), through the Rural Bankers’ Research and Development Foundation, Inc. (RBRDFI), in cooperation with the La Union Chamber of Rural Bankers (LUCRUB) are pleased to announce the conduct of the seminar described below:

Module 1 Strategic Market and Area/Business Development Schedule: April 25-26, 2008 *CANCELLED Module 2 Credit Management and Receivable Management Schedule: May 22-24, 2008 *CANCELLED Module 3 Account Management for Growing Customer Business Relations with the Bank Schedule: June 16-17, 2008

*New schedule will be released soon. Trainings will resume after the RBAP National Convention on May 19-20, 2008 at the Sofitel Phil. Plaza

FOR: ALL PARTICIPATING RURAL BANKS FROM: GEN. WILLIAM K. HOTCHKISS III (Ret.), RBRDFI Chairman SUBJECT: CIRCULAR LETTER: SEMINAR-WORKSHOP ON CORPORATE GOVERNANCE & RISK MANAGEMENT FOR RB DIRECTORS

Circular Letter to All Rural Banks and Cooperative Banks Series of 2008

The Bangko Sentral ng Pilipinas Institute, the training arm of the Bangko Sentral ng Pilipinas, is announcing the 2008 offerings of the Basic Rural Banking Course: